Michael Mali

Vice President Lending

Michael Mali is a highly successful mortgage broker who expanded into wholesale direct lending and built strong relationships with realtors and micro-communities. He began his career working with Lending Tree and continued to work directly with consumer leads for the first part of his career.

In 2013, he took the next step and opened his own retail branch of Paramount Residential Mortgage Group. His career transformed after attending the Mastermind Summit in Las Vegas and joining The Core, where he embraced a new business approach that was eye opening to him.

Michael shifted his focus to cultivating weekly connections with realtors, adding value to their businesses, and developing a comprehensive Property Concierge System. This shift led to the creation of a full-service marketing system that generates exposure for well-established agents, allowing him to establish a 100% referral-based business model.

His dedication and innovation earned him a spot among the Top 1% Loan Originators in the US from 2018 to 2022. Michael has recently decided to move to the wholesale part of the industry teaming up with Mike Smith who he's known for several years. This pivotal step will allow him to truly provide consumers with the best overall loan experience possible and maximize his value to the direct consumer and realtor base.

Currently, Michael is looking to shift focus to educating consumers providing insider strategies mostly unknown to the general public. This led to founding the South Florida Home Buyer's Club, an initiative that connects aspiring homeowners with the latest property listings while encapsulating the "full service concept" approach to home ownership.

He focuses on reaching local businesses in Palm Beach and Broward County, offering their employees a fresh perspective on purchasing a home.

Why work with us?

At Universal Home Lending Corp, we understand you have many choices, and we understand that making financial decisions can be overwhelming and, at times, challenging. You may wonder: am I making the right decision? Will I choose the right company to help me through this transaction? Will I find someone that will be honest and straightforward with me? Is this the right time for my family and me to purchase or refinance?

These are essential and valid questions, and should not be taken lightly. We pride ourselves in ensuring that our clients walk into every transaction with eyes wide open. In other words, we will take the time to slowly walk you through the process to make sure you are fully aware of the choices available to you, and to provide you with as much information, so you make an educated decision for you and your family.

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