Your mortgage journey begins here!

Purchase & Refinance Loans in:

Florida

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Maryland

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Texas

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We know the perfect home is waiting for you, so let us help you find the perfect loan to go with it. For those that want to refinance, we understand that you have a reason or specific goal in mind, so allow our professionals’ to walk you through the process and help you make the right decision.

How the process works

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Documentation

We'll need to verify several essential documents to initiate your process.

Appraisal

The appraisal ensures that the home you're purchasing is valued appropriately for the offered price.

Initial Underwriting

The Underwriter will ensure that all information is both accurate and authentic.

Conditional Approval

Conditional Approval is given when the Underwriter approves the loan with specific conditions to be met.

Clear To Close

The Underwriter ensures that all documentation has been furnished and all requirements have been fulfilled.

Closing

Signing the final documentation and receiving the keys to your new home!

Centurion Roundtable Interviews Universal Home Lending Corp President Michael Smith

Why work with us?

At Universal Home Lending Corp, we understand you have many choices, and we understand that making financial decisions can be overwhelming and, at times, challenging. You may wonder, am I making the right decision? Will I choose the right company to help me through this transaction? Will I find someone that will be honest and straightforward with me? Is this the right time for my family and me to purchase or refinance?

These are essential and valid questions, and should not be taken lightly. We pride ourselves in ensuring that our clients walk into every transaction with eyes wide open. In other words, we will take the time to slowly walk you through the process to make sure you are fully aware of the choices available to you, and to provide you with as much information, so you make an educated decision for you and your family.

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Ready to get started?
Apply now or request a quote today!